Apply For A Mortgage Loan - Pre-Approval Letter

There is a terrible misconception that buyers have when beginning the process of purchasing a home. Many buyers believe they should find the home they like first, then look into financing. This is going about the process all wrong. Getting pre-approved by a lender is the first step to purchasing a home. Their are a few really importat reasons why. First, you'll have a pretty good idea what your payments will be, which translates into what price range you should be looking in. Sellers in today's market are very savvy and very cautious about accepting offers from just any buyer, they want to see that a buyer can afford their home before they'll remove it from the market. Sellers of today won't even consider offers to purchase their home that don't include a pre-approval. In fact, many home sellers are asking if buyers are pre-approved before they even allow their home to be shown. As you can see, it benefits both the home buyer and home seller for a buyer to have a pre-approval letter. Fill out the form below so you can get your money before you go home shopping!

About Your Loan

Loan Amount ($):		Estimated Time Frame:	1-3 Months 3-6 Months 6-9 Months 9-12 Months 12+ Months

Borrower Information

First Name:		Last Name:
Address:		Unit:
City:		State:
Zip Code:		Day Phone:
Evening Phone:		Email:

Employment and Expenses

Self Employed:	Yes No	Years Employed:	1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Annual Income:	< $20,000 $20,000 - $25,000 $25,000 - $30,000 $30,000 - $35,000 $35,000 - $40,000 $40,000 - $45,000 $45,000 - $50,000 $50,000 - $55,000 $55,000 - $60,000 $60,000 - $65,000 $65,000 - $70,000 $70,000 - $75,000 $75,000 - $80,000 $80,000 - $85,000 $85,000 - $90,000 $90,000 - $95,000 $95,000 - $100,000 $100,000 - $125,000 $125,000 - $150,000 $150,000 - $175,000 $175,000 - $200,000 > $200,000	Monthly Expenses ($):
Credit History?	Fair Good Great

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